Iris Publishers-Open access Online Journal of Dentistry & Oral Health|Are Dental Medical Services Shared Equitably between the Members of our Society, Regarding Their Treatment Needs?

Authored by Crișan Horaţiu Traian

Abstract

Health is a required element for a balanced human existence. The patients’ inability to pay for medical services limits their access to medical care and aggravates a disease which could be cured earlier with fewer resources. Beyond the impact of dental pathology on the individual through pain and discomfort, with subsequent consequences on general health and quality of life, negative effects are reflected on the entire community, affecting the healthcare system well as the economic system.
Keywords: Dental medical services; Oral health; Health care; Medical insurance

Introduction

In today’s Romania, taking the year 2015 as a reference, more than 99.7% of independent dental practices are private, of which only 27.31% have a contract with the National Health Insurance House in order to provide oro-dental services for insured persons through the national health insurance system [1]. Although in Romania, all companies are obliged to contribute to the health care budget, by paying for the basic public medical insurance of their employees, who in turn also pay, regardless of their types of revenue, state medical insurance including oro-dental care. The latest public information (National Health Insurance House Financial Report, 2015) showed that the average expenditure for oro-dental care in 2015 was 4.6455 ron (1.0289€) per insured person [2]. Even though according to the law, each health insured person has an equal right to benefit from certain oro-dental care services, this general constitutional and legal right to health care is obviously limited not only by the total health budget, but also by the much reduced expenditure in the field of oro-dental care, which in 2015 was 0.3625% of the total amount spent on health care.
Under the circumstances of very limited insurance fund allocations, regardless of the patients’ oro-dental needs, their financial capacity to cover the expenses of their own treatment should be taken into account.

This article is meant to raise a number of issues to be debated:
a. Do patients with low income have proper access to dental treatments, through the national insurance system?
b. Is the human right to health respected and fulfilled?
c. What do we suggest as an achievable solution for this community problem?
d. Do health care programs help improve the overall dental status and quality of life of patients for whom they are intended?

If the patients don’t have the financial support to prevent the dental pathologies or to go to the dentist early in the pathology evolution, the delay of the treatment will have severe consequences on the oral cavity health and on the overall health of the patient [3- 6]. The low income of our country is more generalized, compared to other countries, but the other countries also have this problem.
One of the main differences among Romania and other countries such as the U.S.A. regarding access to oro-dental services is the fact that all state insured adults have access, despite the limited budget, to dental services, whereas in the U.S.A., only in few states, adults can have access to these services under Medicaid. Even if children with Medical insurance had more visits to the dentists between 2000 and 2013, there was a decline among adults with private insurance over the same timeframe (American Dental Association).

Similar with the situation in Romania, in the U.S.A. there is a discrepancy between the access to oro-dental services for different groups of patients, based on the type of their health insurance, whereas in Romania it is based upon ability to pay directly for private oro-dental services. It is probable that the reasons of the romanian patients of not going to the dentist would be similar to those in the U.S.A., where the main reason given by those who did not visit the dentist in the last 12 months was the cost of the dental services, regardless of income, age, or source of dental benefits factors (American Dental Association).

The lack of financial resources leads to fewer dental checkups and fewer dental problems treated in their early stages. This determines higher cost treatments, which cannot be covered by dental insurances. This kind of data is needed to determine the amount of resources and dental professionals required for treating this category of population and consequently, for improving the quality of life and the productivity of the entire community [7-10].

A study published in Norway regarding institutionalized mentally disabled persons over 15 years of age [11]. As the age of the person increases, the number of present teeth decreases [12]. In Romania, there are four main health care funding forms: the national health care system, social health insurance, private health insurance, and direct payment. Private health insurance is optional and is provided by companies other than the government. The national health care system, which is managed by the government does not have enough money to cover all dental services. Dental services are fully covered only for children, widows and persons with disabilities. All other persons have to pay for any dental services, to private dental care providers, entirely or partially (if the private dental care provider has a contract with the National Health Insurance House). Many of the patients who cannot afford to pay directly the dental medical services to the private dental care providers, do not have access to dental health care. Therefore, people who address to the private dental services are people who had medium to high income (in 2010 medium income was 334.11€; in 2015 medium income was 415.8€ - National Institute of Statistics - Monthly earnings – 1991-2017).

Many literature sources consider periodontal disease to be one of the major causes of tooth loss [13-18]. Other previous studies on institutionalized elderly people in Western Australia (56% of all dentate patients), as well as a study on 60 to 80-year-old Swedish patients (35%), showed high proportions of patients with teeth affected by periodontal disease [19,20]. There are many studies that highlight the severity of dental disease in the case of low-income patients [21-23]. From a legal point of view, all patients have an equal right to publicly financed oro-dental treatment. From a moral perspective, people belonging to disadvantaged groups, regardless of their being health insured or not, based on their lack of ability to pay for any kind of treatment, should be included in foreground public oro-dental treatment programs. Briefly expressed, our thesis is that the members of disadvantaged groups should be prioritized in being granted dental treatment through public oral health programs.

It is obvious that our argument implies advocacy of the necessity to augment the amount of resources spent on oro-dental care, allocated from the Romanian health care budget. The fact that these resources are today so limited involves a deep cleavage among potential oro-dental patients. More precisely, it entails a cleavage between those who afford dental treatments at their own expense and those who do not have the necessary financial resources for oro-dental treatments. The latter usually belong to disadvantaged groups and are implicitly excluded from any oro-dental care, unless granted by public health treatment.

Conclusion

In order to prevent a decline in these persons’ level of wellbeing up to a critical threshold, a few circumstantial arguments based on empirical research would suffice to ground a moral right of disadvantaged group members to get priority access to publicly funded treatment. Moreover, at least from a normative point of view, public resources allocated for oro-dental treatment should increase up to a sufficient level for the members of disadvantaged groups to benefit from a similar treatment to that of patients who can afford private treatments.

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